Credit Scores

Focus on Security Deposits

Posted by on February 12, 2016 at 7:59 am

Part 1 of 3 in a series looking at challenges for renters with less than perfect credit via Credit Sesame. U.S. Security Deposit Requirements for Renters with Less Than Perfect Credit In the first half of 2015, average apartment rents in the United States were estimated to increase 5 percent, continuing a multi-year trend of rent […]

Study: Consumer debt growing in some American urban centers

Posted by on July 29, 2014 at 2:02 pm

An interesting article regarding the results of a recent study analyzing and comparing the current personal debt levels and credit scores of Americans in different cities.   A recent Credit Trends study by credit reporting company (CRC) Experian analyzed current personal debt levels and credit scores for residents of the 20 most populous metropolitan areas in the U.S. […]

5 Ways to Get Things Off Your Credit Report

Posted by on July 11, 2014 at 12:39 pm

Need to work on repairing your credit? Need to know how and where to start? Here’s an extremely informative and helpful list of ways to remove negative information from your credit reports.   Negative information on your credit can be extremely frustrating. You know it’s not good, and you just want it to go away. […]

What Happens If I Never Pay an Old Debt?

Posted by on May 22, 2014 at 12:27 pm

Wonder what will happen if you simply do nothing about an old debt? This article will answer your questions. Maybe you can’t pay. Or maybe you won’t pay. Either way you have an old debt hanging out there. What if you just decide to let it go, and do nothing about it? That’s what […]

Do Free Credit Scores Hurt My Credit?

Posted by on May 8, 2014 at 12:41 pm

You want to check your free credit scores and reports but you might be wondering: Will it hurt my credit? This article can help! Sometimes trying to do the right thing for your finances has unintended consequences. You open a new credit card to take advantage of a balance transfer offer, but see your credit […]

Why Improving Your Credit Score May Be a Wise Resolution for 2014

Posted by on February 20, 2014 at 3:30 pm

Ever considered a “pay day loan”? Check out the article below and avoid falling into the pay day loan trap and improve your financial position! To many, it may appear that Americans are as addicted to credit as they are to their favorite latte, and the lending and credit industry has reaped the benefits, especially from […]

6 Ways You Might Be Hurting Your Credit Score

Posted by on July 5, 2012 at 6:38 pm

For the 99 percent of us who have less than perfect credit, knowing what helps and hurts can be confusing and downright frustrating. Thankfully for us the credit score gurus from U.S. News Money came up with 6 ways you may be hurting your credit score–and how to fix it. 1. Avoiding credit altogether. While […]

4 Reasons Why to Keep an Eye on Your Credit Score

Posted by on June 1, 2012 at 2:18 pm

When’s the last time you checked your credit score? Many consumers only check their credit score when they’re looking for an a apartment or filling out a credit card application but checking your score often can be beneficial to your credit report. Credit guru, Jeanne Kelly, lists 4 reasons why to check your credit score […]

Master Your Credit Score

Posted by on December 6, 2011 at 1:21 pm

Do you know your credit utilization rate off the top of your head? How about how many different types of credit you have? Better yet, do you know the amount of new credit you’ve opened in the last six months?  If you answered no to any of the above questions then it might be time […]

New Rules for Consumer Credit–What You Need to Know

Posted by on October 13, 2011 at 12:19 pm

Your credit score is one of the most important factors to finding an apartment. You want at the price you can afford. New consumer rules have been put in place to aid the consumer in improving their credit score, one point at a time. Check out these helpful tips on what you can do for […]