Credit Repair

5 Ways to Get Things Off Your Credit Report

Posted by on July 11, 2014 at 12:39 pm

Need to work on repairing your credit? Need to know how and where to start? Here’s an extremely informative and helpful list of ways to remove negative information from your credit reports.   Negative information on your credit can be extremely frustrating. You know it’s not good, and you just want it to go away. […]

What Happens If I Never Pay an Old Debt?

Posted by on May 22, 2014 at 12:27 pm

Wonder what will happen if you simply do nothing about an old debt? This article will answer your questions. Maybe you can’t pay. Or maybe you won’t pay. Either way you have an old debt hanging out there. What if you just decide to let it go, and do nothing about it? That’s what […]

Why Improving Your Credit Score May Be a Wise Resolution for 2014

Posted by on February 20, 2014 at 3:30 pm

Ever considered a “pay day loan”? Check out the article below and avoid falling into the pay day loan trap and improve your financial position! To many, it may appear that Americans are as addicted to credit as they are to their favorite latte, and the lending and credit industry has reaped the benefits, especially from […]

6 Ways You Might Be Hurting Your Credit Score

Posted by on July 5, 2012 at 6:38 pm

For the 99 percent of us who have less than perfect credit, knowing what helps and hurts can be confusing and downright frustrating. Thankfully for us the credit score gurus from U.S. News Money came up with 6 ways you may be hurting your credit score–and how to fix it. 1. Avoiding credit altogether. While […]

4 Reasons Why to Keep an Eye on Your Credit Score

Posted by on June 1, 2012 at 2:18 pm

When’s the last time you checked your credit score? Many consumers only check their credit score when they’re looking for an a apartment or filling out a credit card application but checking your score often can be beneficial to your credit report. Credit guru, Jeanne Kelly, lists 4 reasons why to check your credit score […]

New Rules for Consumer Credit–What You Need to Know

Posted by on October 13, 2011 at 12:19 pm

Your credit score is one of the most important factors to finding an apartment. You want at the price you can afford. New consumer rules have been put in place to aid the consumer in improving their credit score, one point at a time. Check out these helpful tips on what you can do for […]

Finding Property Rentals with Less Than Perfect Credit

Posted by on July 21, 2011 at 5:46 pm

We’ve searched all over the web for Part I of our series on ‘Finding Property Rentals with Less Than Perfect Credit. Check out these tips below on getting the apartment you want, for the price you can afford. Be Honest Keep in mind that having poor credit does not mean that you are or will […]

Calculating your FICO score

Posted by on July 14, 2011 at 3:34 pm

FICO scores are an important factor in renting an apartment, however many prospective residents are unaware of their payment history which is a big factor in determining credit scores. Below is part one in series of understanding the components of a credit score. The primary objective of a credit score is to illustrate to lenders […]

Your credit report and score explained.

Posted by on July 1, 2011 at 4:45 pm

Your credit score is key to getting the apartment you want, however understanding your score can be trickier. Explained below is a guide to your credit score and how to improve it. There are three national credit bureaus that collect data on consumers — Equifax®, Experian®, and TransUnionSM. They receive information from banks, lenders, and other sources. […]

Improving Your Credit Score

Posted by on April 26, 2011 at 2:58 pm

KERA Morning Edition Radio Host Sam Baker sat down with  the Senior Vice President of Retail Operations for Neighborhood Credit Union in Dallas, to discuss ways consumers can improve their credit score. Sam Baker: Just how important is that Fico score? Expert: Critically, Sam. Many people know that the Fico score is used for credit […]