Articles

Study: Consumer debt growing in some American urban centers

Posted by on July 29, 2014 at 2:02 pm

An interesting article regarding the results of a recent study analyzing and comparing the current personal debt levels and credit scores of Americans in different cities.   A recent Credit Trends study by credit reporting company (CRC) Experian analyzed current personal debt levels and credit scores for residents of the 20 most populous metropolitan areas in the U.S. […]

Did You Know Credit Scores and Credit Reports are Not the Same?

Posted by on June 30, 2014 at 12:59 pm

Did you know that a credit report is not the same thing as a credit score and vice versa? Read this article to find out how.   Credit report and credit score are synonymous, right? Not so fast. A credit report is not the same thing as a credit score, and a credit score is […]

How to Get Your First Credit Report

Posted by on June 20, 2014 at 12:41 pm

Are you worried about your credit or simply just want to stay updated on what’s going on with your credit? Here is a great article for students or anyone else new to credit reports.   Students: Are you worried about your credit history? Wishing to stay up to date on your credit profile? Wondering what […]

Do Free Credit Scores Hurt My Credit?

Posted by on May 8, 2014 at 12:41 pm

You want to check your free credit scores and reports but you might be wondering: Will it hurt my credit? This article can help! Sometimes trying to do the right thing for your finances has unintended consequences. You open a new credit card to take advantage of a balance transfer offer, but see your credit […]

Rent or buy a home? This map has the answer

Posted by on April 22, 2014 at 12:33 pm

Should you rent or buy a home? MarketWatch says it depends on where you live and that like all real estate dilemmas, rent or buy question comes down to location.  Take a look at this new resource for home renters / buyers.   To help make the decision simpler, RealtyTrac crunched the numbers and created […]

What Is a Bad Credit Score?

Posted by on February 26, 2014 at 11:52 am

Do you want to know more about credit scores? In this article, credit.com gives you the big picture and also breaks it down. Most people have a gut feeling about their credit – it’s either great, good or bad. But what is a bad credit score really? First, it’s important to understand that there are […]

Renter Dynamics

Posted by on September 11, 2013 at 3:12 pm

By Ellen Calmas It gives me great pleasure  to share a commentary that ran in the Washington Post with great insights on today’s renter from Tom Bozzuto of Bozzuto Group.  In his commentary, Mr. Bozzuto recognizes for a host of socioeconomic reasons that the renter of today is significantly different than the renter of our […]

Apartments for Low Credit Renters

Posted by on September 10, 2013 at 2:50 pm

Recently, we came across this great article from NarrowBridge Finance, http://www.narrowbridge.net/apartments-for-low-credit-renters/ on renting with low credit.  The article states that although the real estate market is picking up across the country, the renting market has been seeing different trends in both buying and renting.  Credit risk is an important piece of  deciding whether individuals can […]

How to Dig Yourself Out Of Debt

Posted by on August 5, 2013 at 3:40 pm

Let’s face it, falling into debt is easy- especially if you’re supporting a family and responsibilities.  To help dig yourself out of debt utilize this Action Plan.   Share on Facebook

Credit Report vs. Credit Score: Do You Know the Difference?

Posted by on August 5, 2013 at 3:35 pm

Credit scores and credit reports are not only different but they are used for different purposes. Since credit scores and credit reports are directly related, it is easy to confuse them with each other. Check out the article on US News Money to learn the difference between credit report and credit score.  Share on Facebook